Finance & Money calculators

Calculate tip, tax, rounded totals, and per-person split, or find the tip percentage from a known tip amount.

Estimate mortgage payment, PITI, PMI, total interest, first-month amortization, or reverse-solve home affordability from a target payment.

Calculate fixed-rate loan payment, total interest, payoff time with extra payments, or reverse-solve loan amount from a monthly payment.

Calculate investment growth with compound interest, regular contributions, inflation adjustment, or reverse-solve the monthly contribution needed for a target.

Calculate sales tax, pre-tax price, and final price for purchases with discounts, tax rates, and clear steps.

Convert annual salary to hourly, weekly, biweekly, monthly, and daily pay using your schedule.

Convert hourly pay to annual salary, weekly pay, monthly pay, and overtime-adjusted annual earnings.

Estimate take-home pay from gross pay, pay frequency, tax withholding rates, FICA, and deductions.

Estimate annual tax from income, deductions, credits, and user-entered effective federal and state tax rates.

Calculate simple interest, final balance, principal, rate, or time with straightforward interest steps.

Convert APR to APY and APY to APR using compounding frequency with transparent rate steps.

Find the monthly savings needed to reach a target amount with current savings, deadline, and interest.

Calculate gain, ROI, and annualized return from starting value, ending value, contributions, and time.

Estimate future cost and purchasing power using a user-entered annual inflation rate.

Calculate present value, future value, and interest growth for a lump sum over time.

Project retirement savings from current balance, monthly contributions, return, inflation, and years until retirement.

Estimate 401k growth from salary, contribution rate, employer match, current balance, and investment return.

Estimate credit card payoff time, total interest, and interest saved with fixed monthly payments.

Estimate payoff time and interest for a debt balance using APR and a fixed monthly payment.

Build a simple debt snowball plan from multiple balances, APRs, minimum payments, and extra monthly payment.

Estimate car loan payment from vehicle price, down payment, trade-in, sales tax, fees, APR, and term.

Compare lease cost with buy cost using monthly payments, down payments, resale value, and term.

Estimate mortgage payment, total interest, and first-month principal and interest split.

Estimate refinance savings, monthly payment difference, and break-even month from closing costs.

Compare renting and buying over a time horizon using rent, home price, down payment, mortgage, appreciation, and ownership costs.

Estimate home price affordability from income, monthly debts, down payment, mortgage rate, term, and debt-to-income target.

Estimate home closing costs from purchase price, percentage-based costs, lender fees, prepaid costs, and credits.

Calculate profit, profit margin, cost share, and revenue from cost and selling price.

Calculate markup percentage, profit, margin, and selling price from cost and sale price.

Convert an amount using a user-entered exchange rate, with inverse rate and transparent conversion steps.